"1985" . . . . "St. Michaels Financial Services & Chargecard" . "M&S Bank" . . . . . . "M&S Money" . . . . . . . . . "M&S Bank" . "M&S Financial Services plc" . "Marks & Spencer Financial Services Plc" . . . . "St Michael Financial Services" . "M&S Money" . . . . .